LOAN PACKAGE

Rural Support

Loan(Outer Islands Only)

This loan is mainly to Outer Islands clients to support their livelihood such as :

     1. Copra cutting

     2. Garderning or Farming

     3. Fishing

     4. Trading Store

     1. Letter to confirm residency - te reta man te kauntira n kamatoa bwa kaain te aba ngkoe.

     2. Birth Certificate - Beebwa n bung

     3. Passport photo - taamneim

     4. Proforma invoice from Supplier - Invoice man te tabo are kona kabooi iai am bwai ake ko kainanoi

     5. Security: land or KPF

     6. Application fee $20

 $3000 MAX

     1. Birth Certificate

     2. Passport photo

     3. Proforma Invoice from suppliers

     4. Security land or KPF

     5. $20 application fee

 Personal purposes fund for birthdays,     marriage, deaths, kateirake, refinance, personal transport, home furniture, computer sets, and internet connections, mechanical & carpentry tools and other personal items & equipment.

    1. Birth Certificate

    2. Photo

    3. Copy of Passport & KPF ID instead of 1 & 2 above

    4. Confirmation letter

    5. Latest payslip

    6. KPF statement

    7. Loan statement from KHC, ANZ

    8. Application fee $20

    1. Birth Certificate or KPF ID

    2. KPF pledge shows that 70% of KPF is unpledge

    3. Confirmation letter

    4. Latest payslip

    5. Loan statement from KPF, KHC, ANZ

    6. Business plan forecasting for next 5 yrs

    1. Birth Certificate or KPF ID

    2. KPF pledge shows that 70% of KPF is unpledge

    3. Confirmation letter

    4. Latest payslip

    5. Loan statement from KPF, KHC, ANZ

    6. Copies of accounts submitted to tax office for past 5yrs

    7.Provide actual financial report for the past 6mths

    8. Provide a projection for the next 3yrs

    1. Land survey map of construction site

    2. Land ownership certificate

    3. Construction plan and bill of material

    4. Details of employment status and salary slip

    5. Security document

    6. KPF statement and pledge

    7. ANZ and KHC statement