LOAN PACKAGE

1: Rural Support Loan (Outer Islands only) - this is mainly for Outer island clients to support their livelihood with a max total of $3,000:

• Copra cutting
• Gardening or Farming
• Fishing
• Trading Store

Requirements:

1.  Letter to confirm residency - man te kauntira ni kamatoa ae on kaain te aba ngkoe
2.  Birth certificate - beeba ni bung
3.  Passport photo - tamneim
4.  Proforma invoice from Supplier - invoice man te store/company are ko na oota iai
5.  Security land or KPF
6.  Application fee $20

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2: Kiribati Product & Handicraft Loan - support Kiribati skills in producing handicraft items such as mats, fishing hats, baskets, candy (katiniben), shell earings and much more with a max total of $1,500.

Requirements:

1.  Birth certificate
2.  Photo
3.  Proforma invoice from suppliers
4.  Security land or KPF
5.  Application fee $20

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3: Social Development Loan - personal purposes fund for birthdays, marriage, deaths, kateirake, refinance, personal transport, home furniture, computer sets, internet connections, mechanical & carpentry tools and other personal items & equipment with a max total of $50,000.

Requirements:

1.  Birth certificate
2.  Photo
3.  Passport copy & KPF ID instead of 'A' and 'B' above
4.  Confirmation letter
5.  Latest payslip
6.  KPF statement
7.  Loan statement from KHC, ANZ
8.  Application fee $20

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4: Business Loan 

4.1: New Business - with a max total of $10,000 Requirements:  Birth certificate or KPF ID  KPF pledge shows that 70% of KPF is unpledge  Confirmation letter  Latest payslip  Loan statement from KPF, KHC, ANZ  Business plan forecasting for next 5 years

4.2: Existing Business - with a max total of $10,000 Requirements:  Birth certificate or KPF ID  KPF pledge shows that 70% of KPF is unpledge  Confirmation letter  Latest payslip  Loan statement from KPF, KHC, ANZ  Copies of accounts submitted to tax office for past 5 years  Provide actual financial report for the past 6 months  Provide a projection for the next 3 years

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5: Home Loan - for home establishment and development with a max total of $50,000 upon loan application but to be disbursed by installment.

Requirements:

1.  Land survey map of construction site
2.  Land ownership certificate
3.  Construction plan and bill of material
4.  Details of employment status and salary slip
5.  Security document
6.  KPF statement and pledge
7.  ANZ and KHC statement